# Investment Scheme & referral income

**Institution:** Darul Ifta Kauzariyya
**Category:** Transactions & Dealings
**Madhab (School):** Hanafi
**Mufti / Jurist:** Mufti Rajeeb Al Qasimi
**Published Date:** January 01, 1970
**Canonical URL:** https://mail.daruliftakauzariyya.com/fatwa-archive/685-Investment-Scheme-referral-income

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## Question

Is possible in Hanafi madhab investment Scheme. and earning profit. My doubt is i see a website about a company named DMG ( Dream makers global) The company offers a scheme if we invest 6000 rupees or its multiples to this company we will got 15000 after 5 months. The whole amount not got fully at a time but we will get daily 100 rupees. If we invest 12000 we will got 30000 after 5 months .The higher amount is 960000 and we will got 2400000 after 5 months. The company is mainly done gold silver crude oil Foreign currency exchange etc. Is it possible in Hanafi madhab? I have another doubt 2) if i joined a person to this company the company offers half of their investment will be got in my account. If the new member invest 18000 we will got 9000 after 5 months .it is called referral income. Is it possible in Hanafi madhab

## Answer / Fatwa Ruling

The investment scheme and terms and conditions of this company is against the ruling of Sharia. So that, these kinds of dealings are not permissible & the earning through this profit is also haram.

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